You know that your home isn’t just a place to live. Home is where you and your family come together, where love resides, memories are created, friends belong, and laughter never ends.
At Community One Financial we understand that “home” is also an investment for you and your family’s future. That’s why we offer a wide variety of loan options to meet the unique needs of our customers. We understand selecting the right loan product can be overwhelming; however, our mortgage professionals will provide tailored advice to help you make the best decision for you and your family.
Community One Financial is a full service, FNMA, HUD and VA approved mortgage company. Our loan originators have access to a comprehensive loan portfolio that spans the full credit curve, including access to flexible loan products that can meet your specific financial needs and goals. Our products and services include:
• Government Loans - FHA & VA
• USDA Rural Housing
• Conventional Loans
• Jumbo Loans
• 203(k) Rehab Loans
• Expanded High-Balance Programs
• Washington State Housing Finance Commission
• Fixed & Adjustable Rate Terms
• Custom Construction Financing
• First Time Home Buyer Programs
• Extended Lock Options
• Purchase & Refinance
• Primary Residence & Second Home
• Investment Property & Rehab Programs
• Down Payment Assistance
• Fast & Reliable Approvals
Our rates are competitive. We encourage you to contact us today for current pricing. And should you have less than perfect credit, our Credit Solutions Center will work with you to help in your quest to purchase a new home.
*Some mortgage loans are insured by the government.
VA LOANS: The VA guaranty helps to protect the lender (not the borrower) against loss if the borrower fails to repay the VA loan. Borrowers pay an upfront funding fee towards the VA guaranty. This guaranty enables a lender to provide loan options and benefits to military veterans and other qualified participants that may otherwise be unavailable through conventional financing.
FHA LOANS: FHA mortgage insurance protects the lender if a borrower defaults on the FHA loan. Each FHA borrower pays a mortgage insurance premium. The premiums are collected and used by the FHA to reimburse the lender (not the borrower) should the borrower default and the lender must foreclose upon the loan/sustain a loss. This insurance enables a lender to provide loan options and benefits often not available through conventional financing.